How to buy a home  

THE HOME BUYING PROCESS

Looking for a home? Where should you begin? Home buying can be an over whelming task. Think about any changes in your life during the foreseeable future. Will there be changes in your family size or with your vocation? What are your requirements for the home?

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Why use a Real Estate buyer agent?

In short, the reason is to get you a better deal than you would have gotten without one. It's really as simple as that! This means money, but it also means having the services of an expert who can find you the home you want, come to agreement with the home seller at terms favorable to you, and see that the home sale actually closes.

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Real Estate Terms - From Pre-Approval Letter to Townhouse


When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with "Pre-Approval Letter."

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Types of Homeowner Insurance

There are 6 different types of homeowners insurance in general that are consistently utilized. Of these HO-3 is the most usual policy then it is followed by HO-4 and HO-6. Others less used, but still important, are HO-1, HO-2 and HO-5. Everyone is described below:

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Home Buyer and House Plan Terms and Definitions

When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to be a better informed shopper.

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Mortgages - Get Fixed Up Before The Crash

They say trends will always come back around. What was fashionable in the 70s will always seem to pop up on the shelves 30 odd years later. Unfortunately, there are some trends we wish would never show their faces again - the 1980's property crash for one. Yet there has been some warning that we may be heading for another one.

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Appraisals - An Important Element in Home Buying

When it is time to buy a home, for most, it is time to get a home loan. An important element in the home-loan process is the home appraisal. Appraisals help to establish a property's current market value, and in turn help determine the amount of a home loan from a lender. An appraisal is similar to a comparative market analysis, (CMA) which real estate agents use to come up with a reasonable asking price when selling a home, but an appraiser's report is far more detailed and will be used by the lender to decide whether to supply a loan.

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Why use a Real Estate buyer agent?

In short, the reason is to get you a better deal than you would have gotten without one. It's really as simple as that! This means money, but it also means having the services of an expert who can find you the home you want, come to agreement with the home seller at terms favorable to you, and see that the home sale actually closes. Just as a movie star's agent is paid to put the best possible shine on his client, the seller's agent is paid to put the best possible shine on the house he is selling - and the buyer agent can translate "sellerese" (or "builderese") into "buyerese" for you.

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